The No Fee ATM Network

The ding free® network

From coast to coast and in every province in between, credit union members have access to a large number of surcharge-free ATMs. Reddy Kilowatt Credit Union members enjoy access to an extensive network of surcharge free ATMs via Acculink & Exchange – it's an ATM network bigger than most banks! 

Working in Alberta? Vacationing in Ontario? Any credit union ATM is your credit union ATM

Members can use their credit union debit card to access their account and carry out common transactions including withdrawals, deposits, balance inquiries and transfers at any participating credit union ATM. Just look for the ATM ding free signs or use our ding free ATM locator app and say goodbye to those unwanted surcharge fees.

About the ding free® Locator App

The ding free® Locator App enables credit union members to locate the nearest surcharge-free ATM, anywhere in Canada. Search for ‘ding-free ATM’ in your smartphone’s app store or visit For technical support, please email


In the US, Reddy Kilowatt Credit Union cardholders have access to over 40,000 surcharge-free ATMs while traveling in the US with the Allpoint Network; the US’s largest surcharge-free ATM Network. Additionally, with ACCEL® you have point of sale access to an extensive list of merchant locations in the U.S. Click here for the U.S. EXCHANGE/ACCEL ATM locator.

As a Reddy Kilowatt Credit Union member, you have access to credit union ATMs throughout the province without paying additional surcharges. For specific locations go to find branch/ATM.