Login To Online Banking

Your Money

Your Financing

Your Future

Your Business

Latest News


Important Notice: Sunray Credit Union is not a registered credit union.  Full details available here


Are you cyber-aware? Take our quiz now to see if you are using the best practices to  keep yourself and your data safe online.  https://tpdo6gmx1jo.typeform.com/to/DDJhSiSj


belairdirect launches 2024 Scholarship Program: belairdirect is proud to offer 50 scholarships worth $1,000 each to eligible students completing high school in 2024 and starting post-secondary education in the fall of 2024. Qualifying children or grandchildren of members are eligible to apply, and it is not necessary to be insured with belairdirect for Home or Auto Insurance to make application.  Deadline to apply is July 31, 2024.  For more information or to obtain full requirements and submission instructions visit belairdirect.com/scholarship.


Suspicious Website Alert - We have recently been made aware of a suspicious website (collabriacreditcards.life) which appears to be a phishing attempt designed to fraudulently capture Collabria cardholder details. As always, we ask our members to exercise caution when providing their Collabria credit card details online. Best practices include regularly reviewing credit card statements and promptly reporting any unauthorized transactions to Collabria. As well, members should only access the official Collabria websites and applications when managing their credit card accounts or submitting a card application, and avoid clicking on links from unknown sources.

The only official Collabria websites and applications are listed below:


Maintaining the security of our members' information is of utmost priority to our credit union and partners.


Our trusted partner for group home and auto insurance, Johnson, rebranded as belairdirect in November 2023. The people, contacts, phone numbers have not changed, nor has the opportunity for Reddy Kilowatt members to receive preferred rates on insurance. To get a quote, be sure to use group ID code REDDY. More details available here.

FEB 21

Check out our competitive deposit rates: Reddy Kilowatt Credit Union not only offers attractive deposit rates but as a local, co-operative financial institution our profits benefit our members. Our members are our only shareholders, and any resident of the province can become one. As we are regulated by the Credit Union Deposit Guarantee Corporation, deposits are insured up to $250,000 per account type - which is more coverage than that is available at chartered banks. Over and above that key benefit- our employees are knowledgeable, informed, and regularly recognized for personalized customer service. Are you looking to make a deposit? Rosalind Piercey, Business Development Officer, is ready to help you and can be reached at rpiercey@reddyk.net (709) 737-5880 or 1-800-409-2887.


Has your contact information changed? Please let us know. Outdated or incomplete information can sometimes cause delays in how you access credit union products and services.  

Find Branch/ATM

Enter address, postal code or branch name

Direct Deposit Information

Important information for Direct Deposits & Pre-Authorized Payments


Online Banking Alert: Received an online banking alert and wondering what to do?

  • During business hours please contact your branch directly.
  • Outside of business hours please call 1-888-CREDIT-U (273-3488)

Report Lost or Stolen Cards

Debit Cards:

  • During business hours please contact your branch directly.
  • Outside of business hours please call 1-888-277-1043

Collabria Financial credit card:

  • Canada and US 1-855-341-4643
  • International 1-647-252-9564 (collect)

Online Banking:




*Please contact branch to ensure you are registered